According to CoinMeta, the mortgage and refinancing rates as of August 19, 2026, are as follows: The 30-year fixed mortgage rate has slightly increased, currently at 6.55%, up 2 basis points from yesterday. The 15-year fixed mortgage rate is 5.87%, down 7 basis points from yesterday. The 5/1 ARM rate is 6.31%, down 8 basis points from Tuesday. Despite recent fluctuations in the bond market, interest rates have remained relatively stable this week.