According to CoinMeta, BND currently has a yield of nearly 4%, but selling at this point would lock in losses and also mean giving up future earnings. In contrast, TLT has fallen by about 34% over the past five years, while BND's short-term performance has resulted in a decline of only nearly 1% over the same period. Many financial professionals are salespeople, and their income depends on the products they promote, rather than the growth of clients' wealth. SEC laws require trustees to put the interests of clients first. The five-year price return of BND has decreased by about 1%, due to the Federal Reserve raising the target interest rate from near zero to over 5% within two years. In this context, the role of BND is to maintain its value and pay dividends, rather than competing with the stock market.