According to CoinMeta, 39 state bank associations in the United States have established a consortium, aiming to build a blockchain network that will be jointly owned and governed by the participating banks. This network is planned to be launched by 2027. It is intended to support features such as tokenized deposits, stablecoins, programmable payments, and automatic settlements, with the goal of helping small and medium-sized banks access blockchain financial infrastructure while complying with existing regulatory standards. The technical suppliers, underlying blockchain, network architecture, governance model, and regulatory framework of this consortium have not yet been announced, nor has it been clarified whether it will be based on existing public blockchains such as Ethereum or Bitcoin. It is expected to cover thousands of financial institutions in the United States.