According to CoinMeta, 【Medium- and long-term large-denomination certificates of deposit are making a comeback, with some banks offering interest rates as high as 1.85%】 As reported by Cailian Union on October 27th, since October, various financial institutions, ranging from joint-stock banks to city commercial banks and rural commercial banks, as well as private banks, have successively announced the issuance of 3-year and 5-year large-denomination certificates of deposit. Some institutions have even launched products of the same duration multiple times in a short period. Hengfeng Bank and its several branches announced the launch of 7 types of personal large-denomination certificates of deposit on October 20th, with the 5-year product offering an annualized interest rate of 1.75%. CITIC Bank started offering several large-denomination certificates of deposit with a 3-year term from October 1st, at an annualized interest rate of 1.70%; considering that the bank had restarted the issuance of such products on September 1st, this latest offering is seen as a replenishment after a one-month interval. On October 16th, Tibet Bank issued 3-year personal large-denomination certificates of deposit with an annualized interest rate of 1.85%. (21st Century Business Herald)