According to CoinMeta, analyst Sarah Foster stated that the Federal Reserve did not raise interest rates today, but the borrowing costs for Americans are still on the rise. Since the Fed's last meeting in September, mortgage loan rates have increased by 37 basis points. Compared to the beginning of the year, this increase in rates has exceeded one percentage point. Additionally, according to data from Freddie Mac, mortgage loan rates are expected to remain above 7% for the sixth consecutive week, which will be the longest duration since the end of 2023.