According to CoinMeta, the latest data from the Federal Reserve shows that the loan default rate in the United States has soared to 19.6%, with nearly one-fifth of indebted households reporting overdue payments, a significant increase from 12.2% in 2022. Although the median household wealth has risen to $215,900, the proportion of households with overdue payments has reached its highest level since 2010. The survey also found that the proportion of households with overdue payments for more than 60 days has increased from 4.9% to 8.2%. In addition, the debt-to-income ratio for indebted households has also risen from 13.4% to 15.4%.